● Small Steps | Big Dreams · Since 2017

Osb - Your neighbourhood bank.

Savings, loans and pay-small-small plans, with personal support at a branch near you.

Osb relationship manager helping a customer at a branch

REGISTRATION, CUSTODY & BANKING PARTNERS

CAC
Corporate Affairs CommissionRC 1431468
LSCS
Lagos State CooperativeLicence LSCS 16505
FCMB
FCMBAsset custodian
VFD
VFD & WemaBanking partners

WHAT WE OFFER

What would you like to do?

Everyday savings, business loans and flexible payment plans. Start with what matters to you.

▣

Save

A flexible savings account for everyday money. Deposit at any branch and withdraw when you need it.

Open account →
₦

Borrow

Working capital to restock, buy in bulk and grow, without heavy collateral.

Apply now →

SIMPLE ONBOARDING

Start saving in three easy steps

Our onboarding is fast and simple. Most customers are saving the same day.

1

Create a free account

Walk into any Osb branch with a valid ID, or start online.

2

Deposit money

Pick Regular, Target or Ajo Savings and deposit at the branch. You get an SMS every time.

3

Withdraw anytime

Access your money when you need it, straight to your bank or wallet.

Anthony Uagboe

WELCOME TO OSB

A word from our Managing Director

Our goal as an organisation is to unlock prosperity through banking built for the everyday Nigerian. For almost a decade we have stayed true to that commitment, and we are only just starting.
Anthony UagboeManaging Director / CEO
Osb team member at a branch

OUR BRANCHES

Walk in. Sit down. Get served.

Osb branches sit close to the markets and streets where you work. No long queues, no endless forms, no one rushing you. Just people who understand your business and products that fit it.

Close to your market
Lean branches near you
Real people
Who know you and your business

Ready to start saving?

Join 12,000+ businesses taking small steps to big dreams with Osb.

12,000+Businesses served
₦3bn+Disbursed in loans
10Branches