Easiest way to Save and get Loan

A Digitalized Ajo System offering banking solutions to financially excluded businesses in hard-to-penetrate commercial clusters in rural-urban areas in Nigeria.

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We provide tailor-made products
to give you the best.

OsB is solving the problem of financial inclusion in Africa, beginning with Nigeria.
The model being deployed by Osemo Borealis is the creation of a savings and loans platform enabled by technology which provides standard banking offerings to the unbanked in an accessible and affordable manner.

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Digitalized Ajo

Deposit money, keep it safe, and withdraw funds anytime.

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Private Banking

Personal savings account to manage all your finances.

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USSD Transaction

Transact on the go with our fast USSD banking.

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Dedicated Manager

Steady collection agent to keep you on the grow.

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Customer Loan

Loan to help develop customer financial capacity.

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Instant Credit

Get instant SMS for transparent transactions.

OsB Agents will keep in touch for steady savings.

Our collections agents will go around everyday to ensure that your extra cash are deposited into your OsB personal savings account and kept safe for you until you wish to withdraw your funds.

A core structure for our customers to be able to save everyday and move towards financial growth.

I need an Agent

Fast and very easy
onboarding process for all

Our onboarding process is swift and easy, start saving on-the-go

01

Create free account

01

Create free account

Sign up for best services and financial solution for you.

02

Deposit money

02

Deposit money

Activate your account by saving money in your account.

03

Withdraw money

03

Withdraw money

Get access to your money for use when needed.

Award winning loans to our customers.

Majority of users of this platform are market women in the financially excluded sectors of Nigeria who do not have the knowledge and resources (capital or collateral) required to obtain loans or overdrafts from standard financial institutions.

OsB has given out over 5,000 loans to its customers till date. 90% loan recipients are market women and business men.

What our customers
are testifying about us

With a growing happy customer base of 7000+ micro-businesses carrying out basic
SME financial services such as savings and loans saying thank you to OsB

There is OsB and there are others.

Mummy God's Will

Happy customer

Coming to think of it, i could still save money with them locally, irrespective of my location. They must have a large network of Agents.

Abbey Olawale

Happy customer

Their customer care is perfect.

Temitope Oloko

Happy customer

Our business integrated with OsB was the best decision we took, ever.

Abamba Assoc. & Friends

Happy customer

They know and understand my business.

Lydia Ojo

Happy customer

We're all about helping you reach your next financial goal and loan help.