A Digitalized Ajo System offering banking solutions to financially excluded businesses in hard-to-penetrate commercial clusters in rural-urban areas in Nigeria.
OsB is solving the problem of financial inclusion in Africa, beginning with Nigeria.
The model being deployed by Osemo Borealis is the creation of a savings and loans platform enabled by technology which provides standard banking offerings to the unbanked in an accessible and affordable manner.
Deposit money, keep it safe, and withdraw funds anytime.
Personal savings account to manage all your finances.
Transact on the go with our fast USSD banking.
Steady collection agent to keep you on the grow.
Loan to help develop customer financial capacity.
Get instant SMS for transparent transactions.
Our collections agents will go around everyday to ensure that your extra cash are deposited into your OsB personal savings account and kept safe for you until you wish to withdraw your funds.
A core structure for our customers to be able to save everyday and move towards financial growth.
I need an AgentOur onboarding process is swift and easy, start saving on-the-go
Sign up for best services and financial solution for you.
Activate your account by saving money in your account.
Get access to your money for use when needed.
Majority of users of this platform are market women in the financially excluded sectors of Nigeria who do not have the knowledge and resources (capital or collateral) required to obtain loans or overdrafts from standard financial institutions.
With a growing happy customer base of 7000+ micro-businesses carrying out basic
SME financial services such as savings and loans saying thank you to OsB
There is OsB and there are others.
Happy customer
Coming to think of it, i could still save money with them locally, irrespective of my location. They must have a large network of Agents.
Happy customer
Their customer care is perfect.
Happy customer
Our business integrated with OsB was the best decision we took, ever.
Happy customer
They know and understand my business.
Happy customer
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